List of KYC / Customer Identification Document
Copy of any one of the following:
i) Passport (Not Expired)
ii) PAN Card or Form 60 as applicable as per the policy
iii) Voter’s Identity Card issued by Election Commission
iv) Driving License (Not Expired)
v) Job Card issued by NREGA duly signed by an officer of the State Govt.
vi) The letter issued by the Unique Identification Authority of India (UIDAI) containing details of name, address and Aadhaar number.
vii) Details from obtained through e-KYC service of Unique Identification Authority of India (UIDAI).
In accordance with the regulatory requirements and the Company’s internal policies where ‘simplified measures’ are applied for verifying the identity of customers, the following documents will be deemed to be ‘Officially Valid Documents’:
i) Identity card with applicant’s Photograph issued by Central/State Government Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Commercial Banks, and Public Financial Institutions;
ii) Letter issued by a gazetted officer, with a duly attested photograph of the person.
In accordance with the regulatory requirements and the Company’s internal policies where ‘simplified measures’ are applied for verifying for the limited purpose of proof of address the following additional documents are deemed to be ‘Officially Valid Documents’:
i) Utility bill which is not more than two months old of any service provider (electricity, telephone, postpaid mobile phone, piped gas, water bill);
ii) Property or Municipal Tax receipt;
iii) Bank account or Post Office savings bank account statement;
iv) Pension or family pension payment orders (PPOs) issued to retired employees by Government Departments or Public Sector Undertakings, if they contain the address;
v) Letter of allotment of accommodation from employer issued by State or Central Government departments, statutory or regulatory bodies, public sector undertakings, scheduled commercial banks, financial institutions and listed companies. Similarly, leave and license agreements with such employers allotting official accommodation; and
vi) Documents issued by Government departments of foreign jurisdictions and letter issued by Foreign Embassy or Mission in India
i) Certificate of incorporation;
ii) Memorandum and Articles of Association;
iii) A resolution from the Board of Directors and power of attorney granted to managers, officers or employees to transact on its behalf; and
iv) An officially valid document in respect of managers, officers or employees holding an attorney to transact on its behalf.
i) Registration certificate;
ii) Partnership deed; and
iii) An officially valid document in respect of the person holding an attorney to transact on its behalf.
i) Registration certificate;
ii) Trust deed; and
iii) An officially valid document in respect of the person holding a power of attorney to transact on its behalf
i) Resolution of the managing body of such association or body of individuals;
ii) Power of attorney granted to him to transact on its behalf;
iii) An officially valid document in respect of the person holding an attorney to transact on its behalf; and
iv) Such information as may be required by the bank to collectively establish the legal existence of such an association or body of individuals.
Apart from Customer identification procedure as applicable to the proprietor any two of the following documents in the name of the proprietary concern would suffice:
· Registration certificate (in the case of a registered concern)
· Certificate/License issued by the Municipal authorities under Shop & Establishment Act,
- Sales and income tax returns
- CST/VAT certificate
· Certificate/registration document issued by Sales Tax/Service Tax/Professional Tax authorities
· License/certificate of practice issued in the name of the proprietary concern by any professional body incorporated under a statute. The complete Income Tax return (not just the acknowledgement) in the name of the sole proprietor where the firm’s income is reflected, duly authenticated/ acknowledged by the Income Tax Authorities.
However, in cases where the Company is satisfied that, for any proposal, the proprietary concern is not possible to furnish two such documents, the Company will have the discretion to accept only one of those documents as activity proof. In such cases, the Company, however, will undertake contact point verification, collect such information as would be required to establish the existence of such firm, confirm, clarify and satisfy themselves that the business activity has been verified from the address of the proprietary concern.